We are a responsible micro lender that complies with the NCR. Therefore we do not offer or disburse loans to customers under debt review or administration. If you apply for debt review after getting a loan, we are entitled by the law to list you at the credit bureau as a fraudulent customer. This will further affect your ability to take out any line of credit anywhere and your loan will accumulate interest daily. Debt review is a process whereby a debt counsellor assesses client outstanding debts, consults with credit providers on the clients’ behalf and assists the client in establishing an affordable monthly payment plan that incorporates both earning and living expenses. We suggest if you are over indebted, consult with your creditors and negotiate payment that will be affordable to pay monthly until you settle your accounts. Instead of applying for debt review where you may be under review for over 2, 3 or even 5 years. Creditors can be corporative if you keep your promise to pay regardless of the amount negotiated. If you are in fact debt stressed, we suggest that you seek counselling and approach a debt counsellor to assist you.